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Product Leader & Builder

Building digital
infrastructure for
human agency.

I believe the next phase of AI isn't about better conversations; it's about systems that empower agency—supporting users with the ability to orchestrate complex outcomes. I build the platforms that make that possible.

Nicholas Rinard
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The Mission

True agency emerges when foundational needs are met.

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Financial Security

Reducing stress and anxiety so people can sleep at night. Financial security is the bedrock that empowers people to take the risks necessary to bring their boldest visions to life.

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Health Care, Not Sick Care

Moving from reactive treatment to proactive optimization. Ensuring bodies and environments are assets, not liabilities, in the pursuit of a vision.

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Education for Impact

Closing the gap between knowing and doing. Empowering people with the knowledge and skills they need to transform their vision into tangible impact.

Selected Work

Architecting Impact

Fabric

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Co-founded and built a wealth management platform from zero to acquisition by MSCI. Independent financial advisors managed $500B+ in client assets. We streamlined onboarding so new firms could implement the platform in under 1 day.

attach_money $500B+ AUM
favorite 95% Retention

MSCI Wealth Manager

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Evolved Fabric into MSCI's first global enterprise platform. The world's largest private banks now deliver personalized wealth management at scale—maintaining alignment from CIO to client portfolios across $3T+ in assets.

trending_up $500B → $3T+
public 20+ Countries

MSCI AI Platform

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Empowered 4,000+ engineers with AI development tools, securing $5M+ investment and CTO mandate. Achieved 15% productivity gains across all teams.

trending_up 15% Productivity
attach_money $5M+ Investment
The Lab

The Lab north_east

A series of experiments exploring how we can use AI to expand human agency. Each project is an inquiry into a specific domain—finance, health, creation—testing new interfaces for autonomy.

See How I Build arrow_forward
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Democratizing Agent Autonomy

Exploring user experiences that allow non-technical individuals to forge complex, multi-agent workflows. Testing if we can empower users to architect their own automated workstreams, freeing them to focus on what matters most.

Check out Forge north_east
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Personal Financial Stewardship

Investigating if an AI can understand personal values well enough to make financial trade-offs on a user's behalf. Prototyping a "financial self-driving car" that helps you accumulate agency, not just assets.

Check out Accumulate north_east
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Programmable Health Protocols

Transforming static expert knowledge into executable code. Experimenting with turning protocols (like Attia's or Huberman's) into personalized loops that revitalize our approach to health—moving from "sick care" to proactive optimization.

Protocol-as-Code Experiment